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Long Term Care Insurance

Plan Today for the Care You May Need Tomorrow

None of us want to think about a time when we may need help with daily activities, but planning ahead is one of the most responsible things you can do for yourself and your family. Long term care insurance from The Sherry Harris Agency helps cover the costs of extended care services that are not typically covered by health insurance or Medicare. Whether it is in-home care, assisted living, or nursing facility care, having a plan in place protects your savings and gives your family options.

The Basics of Long Term Care Insurance

Long term care insurance covers the cost of services needed when an individual can no longer perform everyday activities independently due to aging, chronic illness, disability, or cognitive impairment. Covered services may include in-home personal care, adult day care, assisted living facilities, and nursing home care. Policies are typically purchased before the need arises and premiums are based on factors like your age at purchase, health status, and the level of coverage selected.

The Impact of Long Term Care Insurance

The cost of long term care can be staggering, with nursing home stays averaging thousands of dollars per month. Without insurance, these expenses are paid out of pocket, which can quickly deplete retirement savings and place a financial burden on family members. Long term care insurance from The Sherry Harris Agency helps preserve your assets, maintain your independence, and ensure you receive quality care without placing undue strain on the people you love.

Covers in-home care, assisted living, and nursing facility costs.

Protects retirement savings from being depleted by care expenses.

Provides options and independence when you need extended care.

Reduces the financial and emotional burden on your family.

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Long Term Care Insurance

Plan Today for the Care You May Need Tomorrow

The Basics of Long Term Care Insurance

The Impact of Long Term Care Insurance

Need Long Term Care Insurance? Contact us today for reliable coverage!